Home / Guides
Guides with the DMV and MVC limits written out
These pages answer the questions people search. Each one stays inside what the New York DMV, the New Jersey MVC, or the course provider publishes.
- New York’s defensive driving insurance discount is 10% of the base rate What New York’s 10% defensive driving insurance reduction covers, who qualifies, and the limits DMV publishes.
- A New York PIRP course removes up to 4 points from the suspension math DMV subtracts up to 4 points when it calculates a suspension. The tickets stay on your driving record.
- New York point reduction is once every 18 months Point reduction is once every 18 months. The insurance reduction is kept by taking the course every 36 months.
- Yes. New York accepts a DMV-approved internet defensive driving course New York’s internet PIRP course carries the same point and insurance benefits as the classroom course when the sponsor is DMV-approved.
- The New York 5-hour pre-licensing course can be taken online at 18 Who can take New York’s 5-hour pre-licensing course online, and why it is not the insurance-reduction course.
- New Jersey may remove two points, once every five years New Jersey MVC may remove two points once every five years. The insurance reduction is not New York’s 10%.